No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
When you purchase health insurance, you start benefiting immediately. Even if your plan has a deductible, the out-of-pocket amount you need to pay before your coverage fully kicks in, and you will pay significantly less for office visits than you would without insurance, assuming the health care providers you see are within your network. Some plans also offer reduced-price generic drugs and free disease management programs.
Confidence creates peace of mind, allowing you to live your life to the fullest. No matter how young or healthy you are, no one is immune to accidents. Staying covered allows you to do the activities you love without the stress of a possible injury and the associated cost weighing on your mind.